Players must successfully merge their cards and monitor the progress of their opponents in order to receive this bonus. Instead of just playing conservatively, the bonus encourages players to play aggressively and take measuregame ludo gamed risks. Also, players are encouraged to interact with the game mechanics more thoroughly thanks to the bonus system. Players compete to win individual rounds as well as to accrue bonuses over several rounds, which encourages a sense of competition. When players must carefully consider their options—whether to go for a quick win or hold out for a potentially larger score by achieving the bonus—this dynamic can result in thrilling gameplay moments.

 Categories

• Disclaimer+
  • In Rummy 51, jokers are strong wild cards that, when used carefully, can greatly improve your game. Including them in your melds as soon as you can is a good method to optimize their potential. You can finish melds fast and effectively by substituting jokers for missing cards in sets or runs because they can represent any card.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
  • Finish profile surveys: When you first sign up for many earn money apps, you are prompted to complete a profile survey. It is crucial that you correctly answer these surveys in order for the app to match you with opportunities and tasks that are pertinent to you. Otherwise, you won't get the most relevant tasks. No 3. Friendship programs are available on certain earn money apps, allowing you to receive extra incentives for introducing friends to the app. Share your referral link with friends and family to make the most of these programs.
  • More personalisation - Earn money apps are probably going to get more customised as well, with opportunities & tasks catered to the interests & preferences of individual users. 2. Integration with blockchain technology: To provide more safe payment options and clear reward structures, certain earn money apps may incorporate blockchain technology. 3. . Development of new markets: As smartphones proliferate in developing nations, it is expected that make money apps will develop in these areas as well, providing chances for users globally. 4. Gamification of tasks: Some applications add gamification elements to their tasks to make earning money more interesting & enjoyable for users. 5. .
  • Creating relationships in this community can result in beneficial strategy and tip sharing that can enhance gameplay. Also, exchanging knowledge and perspectives can help players feel more included, which will improve their overall gaming experience. Rummy VIP members can genuinely optimize their advantages and improve their gaming experience by fusing community involvement with active participation. An important source of information about how Rummy VIP affects community involvement & gameplay enjoyment is the experiences of current members.
  • Another popular earn money app is InboxDollars, which compensates users for playing games, watching videos, reading emails, and completing surveys. When users shop at the app's partner retailers, they can also receive cashback. 3. . Toluna Influencers: Toluna Influencers is a survey-based app that pays users to share their thoughts on a range of goods & services. In order to receive incentives, users can also produce content and take part in product testing. 4. Survey Junkie: This uncomplicated survey app compensates users for providing their thoughts on a variety of subjects.
  • There are a lot of ways to make money online in the digital age, and one popular way is through earn money apps. Through completing various tasks, such as surveys, watching videos, gaming, or just using the app, users can earn money without having to make an initial investment thanks to these applications. People can now work from home and make extra money thanks to the increased accessibility of these apps due to the growing popularity of smartphones and better internet connectivity.
  • A number of factors need to be taken into account when selecting the best earn money app. Priority one should be given to investigating and reading reviews of the app to make sure it is trustworthy and has a solid track record of paying users. There are lots of fake apps & scams that claim to make quick money but only end up wasting your time and energy. It's crucial to think about the kinds of tasks the app offers and whether they fit your interests & skill set. For instance, search for apps that provide a lot of survey opportunities if you enjoy taking surveys. Find apps that give you rewards for playing games if that's your preferred past time.
  • Employing Versatile Cards. Also, since they can greatly improve your ability to form winning combinations, think about keeping versatile cards like jokers or wild cards that can be used in a variety of melds. You can improve your chances of creating winning melds and winning the game by including these cards in your strategy.
  • Disregarding privacy concerns: In exchange for rewards, certain earn money apps might ask for access to personal data or information. It's crucial to think carefully about how using these apps may affect your privacy and to share sensitive information with caution. 4. . Neglecting to set reasonable expectations – Although these apps can bring in money, it’s crucial to be reasonable and avoid expecting to become wealthy quickly. It takes time & effort to make money with these apps. 5. Disregarding customer service –Instead of putting off asking for help from customer service when you run into problems with an earn money app, it's crucial to contact them.
  • Another popular earn money app is InboxDollars, which compensates users for playing games, watching videos, reading emails, and completing surveys. When users shop at the app's partner retailers, they can also receive cashback. 3. . Toluna Influencers: Toluna Influencers is a survey-based app that pays users to share their thoughts on a range of goods & services. In order to receive incentives, users can also produce content and take part in product testing. 4. Survey Junkie: This uncomplicated survey app compensates users for providing their thoughts on a variety of subjects.
  • More personalisation - Earn money apps are probably going to get more customised as well, with opportunities & tasks catered to the interests & preferences of individual users. 2. Integration with blockchain technology: To provide more safe payment options and clear reward structures, certain earn money apps may incorporate blockchain technology. 3. . Development of new markets: As smartphones proliferate in developing nations, it is expected that make money apps will develop in these areas as well, providing chances for users globally. 4. Gamification of tasks: Some applications add gamification elements to their tasks to make earning money more interesting & enjoyable for users. 5. .
• Teen Patti+
  • It is essential to develop a winning mindset in order to succeed in Rummy 51. This entails cultivating mental toughness and emotional regulation in addition to comprehending the game's rules and tactics. Confidence is the foundation of a winning mindset; players need to have faith in their capacity to make wise choices & modify their tactics as the game progresses. With practice and experience, this confidence can be strengthened & players can get more accustomed to the different situations they might run into while playing. Keeping a positive outlook can also help players remain attentive and involved even in the face of difficulties or disappointments.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
  • A number of factors need to be taken into account when selecting the best earn money app. Priority one should be given to investigating and reading reviews of the app to make sure it is trustworthy and has a solid track record of paying users. There are lots of fake apps & scams that claim to make quick money but only end up wasting your time and energy. It's crucial to think about the kinds of tasks the app offers and whether they fit your interests & skill set. For instance, search for apps that provide a lot of survey opportunities if you enjoy taking surveys. Find apps that give you rewards for playing games if that's your preferred past time.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
  • These characteristics guarantee that Rummy Modern APK stays relevant in a constantly changing digital environment by embracing contemporary gaming trends while also preserving the classic aspects of Rummy. After following a few easy steps, downloading and installing Rummy Modern APK is a straightforward process. For optimum performance, users must first confirm that their device satisfies the system requirements.
  • This extra security is provided by many earn-money apps. For additional account security, activate this feature if it is available. 3. . Refrain from sharing sensitive information: Unless absolutely required, exercise caution when disclosing sensitive information to earn money apps, such as your social security number or banking information. 4. Update your device: To guard against potential vulnerabilities, make sure your tablet or smartphone is running the most recent software & security updates.
  • In 4. Use bonus offers – A lot of make money apps give out bonuses for hitting targets or finishing a set amount of work in a set amount of time. To increase your profits, keep an eye out for these bonuses and take advantage of them. Five. Use several apps at once: If you want to increase your profits, think about using several earn money apps at once.
  • A number of factors need to be taken into account when selecting the best earn money app. Priority one should be given to investigating and reading reviews of the app to make sure it is trustworthy and has a solid track record of paying users. There are lots of fake apps & scams that claim to make quick money but only end up wasting your time and energy. It's crucial to think about the kinds of tasks the app offers and whether they fit your interests & skill set. For instance, search for apps that provide a lot of survey opportunities if you enjoy taking surveys. Find apps that give you rewards for playing games if that's your preferred past time.
  • Points can frequently be exchanged for cash payouts, free tournament admission, or special bonuses. In addition to improving their gaming experience, players who take part in these loyalty programs raise their chances of gradually winning more rewards. Bonuses can greatly improve your gaming experience, but it's important to play online rummy responsibly.
  • Diverse populations use earn money apps as a way to augment their income, such as students looking for extra money, stay-at-home parents helping out with household finances, and full-time workers looking for side income. These applications have the potential to generate sizable income with commitment and thoughtful use. Nonetheless, users ought to proceed with prudence and acknowledge the possible hazards linked to these platforms.
  • Users have the option to exchange their earnings for e-gift cards or cash through PayPal. Five. Rakuten is an app that offers cashback on purchases made at your preferred online stores.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
• lottery Result+
  • Another helpful tip is to maintain mental acuity while playing by engaging in mindfulness exercises. Pay close attention to every action you and other people take; this will help you recognize trends and enhance your ability to make decisions in the long run. Also, think about taking notes on tactics that you found effective or circumstances in which you were unsure; this introspection may yield ideas for future games. Making a commitment to ongoing development and keeping an open mind about picking up new skills will make you a more reliable and skilled Rummy player. To sum up, mastering Rummy entails comprehending its core ideas and creating strategic plans that are specific to your hand and your opponents'.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
  • In 4. Use bonus offers – A lot of make money apps give out bonuses for hitting targets or finishing a set amount of work in a set amount of time. To increase your profits, keep an eye out for these bonuses and take advantage of them. Five. Use several apps at once: If you want to increase your profits, think about using several earn money apps at once.
  • Customer service can help with a lot of problems. It is crucial to put safety and security first when using earn money apps in order to safeguard your earnings and personal data. The following are some precautions for safety and security to think about: 1. Employ strong passwords – To prevent unwanted access to your account when registering for an earn money app, use strong & distinct passwords. 2. . Make sure to enable two-factor authentication.
  • Even non-techies can easily become familiar with the app & enjoy fluid gameplay thanks to its user-centric design. Along with being aesthetically pleasing, Rummy Modern APK has a wide variety of game modes to suit different player tastes. Players can choose from a variety of Rummy formats, including traditional and creative variations.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
  • There are a lot of ways to make money online in the digital age, and one popular way is through earn money apps. Through completing various tasks, such as surveys, watching videos, gaming, or just using the app, users can earn money without having to make an initial investment thanks to these applications. People can now work from home and make extra money thanks to the increased accessibility of these apps due to the growing popularity of smartphones and better internet connectivity.
  • While some apps offer more frequent payouts & have low thresholds, others have high payout requirements that could take a while to reach. Finally, think about the application's user interface & general user experience. An efficient & well-thought-out app can add enjoyment and efficiency to the earning process. 1. Taking surveys, watching videos, playing games, & making purchases online are just a few of the ways users of one of the most well-known earn money apps, Swagbucks, can earn money. Swagbucks are earned by users and can be exchanged for gift cards to well-known stores or cash through PayPal. 2.
  • This procedure makes sure that the special advantages of VIP membership are only available to devoted gamers who genuinely enjoy the game. Certain platforms may take into account aspects like player conduct and community involvement in addition to gameplay activity when deciding who is eligible for Rummy VIP status. a comprehensive strategy. Players may be more likely to get an invitation if they, for example, actively participate in forums, share strategies, or make positive contributions to the gaming community. Players are rewarded for their dedication to the game by this all-encompassing strategy, which also fosters a lively and encouraging community among rummy fans.
  • The payment options that the app offers are a crucial additional consideration. While some applications offer gift cards or other incentives, others pay in cash through PayPal or direct bank transfers. Picking an app that provides convenient payment options for you is crucial. The minimum payout threshold and the frequency of payments should also be taken into account.
  • More personalisation - Earn money apps are probably going to get more customised as well, with opportunities & tasks catered to the interests & preferences of individual users. 2. Integration with blockchain technology: To provide more safe payment options and clear reward structures, certain earn money apps may incorporate blockchain technology. 3. . Development of new markets: As smartphones proliferate in developing nations, it is expected that make money apps will develop in these areas as well, providing chances for users globally. 4. Gamification of tasks: Some applications add gamification elements to their tasks to make earning money more interesting & enjoyable for users. 5. .
  • While some apps offer more frequent payouts & have low thresholds, others have high payout requirements that could take a while to reach. Finally, think about the application's user interface & general user experience. An efficient & well-thought-out app can add enjoyment and efficiency to the earning process. 1. Taking surveys, watching videos, playing games, & making purchases online are just a few of the ways users of one of the most well-known earn money apps, Swagbucks, can earn money. Swagbucks are earned by users and can be exchanged for gift cards to well-known stores or cash through PayPal. 2.
• Rummy APP+
  • Also, Rummy Modern APK encourages player interaction, fostering a sense of community within the gaming environment. Through shared experiences, the multiplayer feature helps friends and family members connect & compete with one another, fostering stronger bonds. Also, interacting with players from around the globe fosters cross-cultural communication & comprehension.
  • In 4. Use bonus offers – A lot of make money apps give out bonuses for hitting targets or finishing a set amount of work in a set amount of time. To increase your profits, keep an eye out for these bonuses and take advantage of them. Five. Use several apps at once: If you want to increase your profits, think about using several earn money apps at once.
  • Finish profile surveys: When you first sign up for many earn money apps, you are prompted to complete a profile survey. It is crucial that you correctly answer these surveys in order for the app to match you with opportunities and tasks that are pertinent to you. Otherwise, you won't get the most relevant tasks. No 3. Friendship programs are available on certain earn money apps, allowing you to receive extra incentives for introducing friends to the app. Share your referral link with friends and family to make the most of these programs.
  • Diverse populations use earn money apps as a way to augment their income, such as students looking for extra money, stay-at-home parents helping out with household finances, and full-time workers looking for side income. These applications have the potential to generate sizable income with commitment and thoughtful use. Nonetheless, users ought to proceed with prudence and acknowledge the possible hazards linked to these platforms.
  • Understanding and adjusting to patterns not only improves your gameplay but also gives rummy a fascinating new level of complexity. Understanding the tactics of your opponents is just as important in rummy as paying attention to your own hand. Because every player has their own style, you can greatly affect the game's outcome by changing your strategy in response to their moves.
  • In 4. Use bonus offers – A lot of make money apps give out bonuses for hitting targets or finishing a set amount of work in a set amount of time. To increase your profits, keep an eye out for these bonuses and take advantage of them. Five. Use several apps at once: If you want to increase your profits, think about using several earn money apps at once.
  • Several important facets of earn money apps will be covered in this article, such as:. 1. choosing suitable applications to earn money. 2. The top 5 free money-making apps are listed. 3. .
  • Several important facets of earn money apps will be covered in this article, such as:. 1. choosing suitable applications to earn money. 2. The top 5 free money-making apps are listed. 3. .
  • The ability to identify patterns and sequences in your hand becomes more crucial as the game progresses. You can spot possible melds faster & more effectively with this ability. You might be about to form a run, for example, if you have multiple sequentially numbered cards in the same suit. On the other hand, you may be on the verge of finishing a set if you have several cards of the same rank but different suits.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
  • Your overall earning potential is increased as a result of being able to access a greater range of tasks and opportunities. 1. Buying into scams: When using earn money apps, one common mistake is to buy into scams that seem genuine but are actually fraudulent and promise easy money. Before registering, make sure the app is legitimate by doing some research & reading reviews. 2. . Not reading the terms and conditions - A common error made by users of earn money apps is to overlook the terms and conditions, which can result in misconceptions regarding payout thresholds, payment options, and other crucial information. 3.
  • More personalisation - Earn money apps are probably going to get more customised as well, with opportunities & tasks catered to the interests & preferences of individual users. 2. Integration with blockchain technology: To provide more safe payment options and clear reward structures, certain earn money apps may incorporate blockchain technology. 3. . Development of new markets: As smartphones proliferate in developing nations, it is expected that make money apps will develop in these areas as well, providing chances for users globally. 4. Gamification of tasks: Some applications add gamification elements to their tasks to make earning money more interesting & enjoyable for users. 5. .
• Teen Patti+
  • This entails establishing spending and time limits on the game & figuring out when it might be time to take a break. Bonuses should be seen as a chance to have fun rather than a surefire way to win; being aware of this difference can help avoid possible gambling-related problems. In order to encourage responsible gaming, a lot of online rummy platforms also offer tools & resources. Options for deposit caps, self-exclusion tools that let users stop playing, and support materials for people who might require help with gambling-related issues are a few examples.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
  • A number of factors need to be taken into account when selecting the best earn money app. Priority one should be given to investigating and reading reviews of the app to make sure it is trustworthy and has a solid track record of paying users. There are lots of fake apps & scams that claim to make quick money but only end up wasting your time and energy. It's crucial to think about the kinds of tasks the app offers and whether they fit your interests & skill set. For instance, search for apps that provide a lot of survey opportunities if you enjoy taking surveys. Find apps that give you rewards for playing games if that's your preferred past time.
  • More personalisation - Earn money apps are probably going to get more customised as well, with opportunities & tasks catered to the interests & preferences of individual users. 2. Integration with blockchain technology: To provide more safe payment options and clear reward structures, certain earn money apps may incorporate blockchain technology. 3. . Development of new markets: As smartphones proliferate in developing nations, it is expected that make money apps will develop in these areas as well, providing chances for users globally. 4. Gamification of tasks: Some applications add gamification elements to their tasks to make earning money more interesting & enjoyable for users. 5. .
  • The cards that other players decide to discard can reveal important information about their tactics & potential holdings. If you observe that an opponent frequently discards particular ranks or suits, it might be a sign that they are concentrating on particular melds. You can put yourself in a favorable position for the upcoming rounds by being astute and calculated with your opening hand.
  • Disregarding privacy concerns: In exchange for rewards, certain earn money apps might ask for access to personal data or information. It's crucial to think carefully about how using these apps may affect your privacy and to share sensitive information with caution. 4. . Neglecting to set reasonable expectations – Although these apps can bring in money, it’s crucial to be reasonable and avoid expecting to become wealthy quickly. It takes time & effort to make money with these apps. 5. Disregarding customer service –Instead of putting off asking for help from customer service when you run into problems with an earn money app, it's crucial to contact them.
  • Users have the option to exchange their earnings for e-gift cards or cash through PayPal. Five. Rakuten is an app that offers cashback on purchases made at your preferred online stores.
  • Several important facets of earn money apps will be covered in this article, such as:. 1. choosing suitable applications to earn money. 2. The top 5 free money-making apps are listed. 3. .
  • Assessing the cards at hand, forecasting the moves of rivals, and making well-informed decisions based on the changing game dynamics are all part of this. Since Rummy is as much about reading your opponents as it is about managing your own cards, it is imperative to have the flexibility to adjust to changing conditions. Your chances of winning this captivating card game can be greatly increased by grasping the fundamentals and developing your strategic thinking. Since the opening hand in rummy sets the tone for the remainder of the game, it is crucial to approach this phase with a carefully considered strategy. Consider your cards' potential when you first receive them.
  • This extra security is provided by many earn-money apps. For additional account security, activate this feature if it is available. 3. . Refrain from sharing sensitive information: Unless absolutely required, exercise caution when disclosing sensitive information to earn money apps, such as your social security number or banking information. 4. Update your device: To guard against potential vulnerabilities, make sure your tablet or smartphone is running the most recent software & security updates.
  • This extra security is provided by many earn-money apps. For additional account security, activate this feature if it is available. 3. . Refrain from sharing sensitive information: Unless absolutely required, exercise caution when disclosing sensitive information to earn money apps, such as your social security number or banking information. 4. Update your device: To guard against potential vulnerabilities, make sure your tablet or smartphone is running the most recent software & security updates.
  • There are a lot of ways to make money online in the digital age, and one popular way is through earn money apps. Through completing various tasks, such as surveys, watching videos, gaming, or just using the app, users can earn money without having to make an initial investment thanks to these applications. People can now work from home and make extra money thanks to the increased accessibility of these apps due to the growing popularity of smartphones and better internet connectivity.
• lottery Result+
  • After a predetermined number of cards are dealt to each player, the remaining cards are arranged in a draw pile, with one card facing up to begin the discard pile. In an effort to improve their hands and monitor the movements of their opponents, players alternately draw from the draw pile or the discard pile. To succeed in this captivating game, a player must comprehend the fundamentals of Rummy 51's structure and rules. Players start the game by drawing cards and trying to create melds while throwing away cards they don't want.
  • Several important facets of earn money apps will be covered in this article, such as:. 1. choosing suitable applications to earn money. 2. The top 5 free money-making apps are listed. 3. .
  • There are a lot of ways to make money online in the digital age, and one popular way is through earn money apps. Through completing various tasks, such as surveys, watching videos, gaming, or just using the app, users can earn money without having to make an initial investment thanks to these applications. People can now work from home and make extra money thanks to the increased accessibility of these apps due to the growing popularity of smartphones and better internet connectivity.
  • Five. Read the privacy statement of the app before using it to learn how your personal data will be handled and safeguarded. Earn money apps have privacy policies that you should read before using. Earning money apps have a bright future ahead of them thanks to a number of emerging trends and innovations in technology: 1.
  • Mastering Rummy 51: Tips and Strategies
  • Finish profile surveys: When you first sign up for many earn money apps, you are prompted to complete a profile survey. It is crucial that you correctly answer these surveys in order for the app to match you with opportunities and tasks that are pertinent to you. Otherwise, you won't get the most relevant tasks. No 3. Friendship programs are available on certain earn money apps, allowing you to receive extra incentives for introducing friends to the app. Share your referral link with friends and family to make the most of these programs.
  • Your overall earning potential is increased as a result of being able to access a greater range of tasks and opportunities. 1. Buying into scams: When using earn money apps, one common mistake is to buy into scams that seem genuine but are actually fraudulent and promise easy money. Before registering, make sure the app is legitimate by doing some research & reading reviews. 2. . Not reading the terms and conditions - A common error made by users of earn money apps is to overlook the terms and conditions, which can result in misconceptions regarding payout thresholds, payment options, and other crucial information. 3.
  • Diverse populations use earn money apps as a way to augment their income, such as students looking for extra money, stay-at-home parents helping out with household finances, and full-time workers looking for side income. These applications have the potential to generate sizable income with commitment and thoughtful use. Nonetheless, users ought to proceed with prudence and acknowledge the possible hazards linked to these platforms.
  • There are usually several tiers or levels in the Rummy VIP program, each with a unique set of advantages and rewards. Player experience is improved as they advance through these levels & unlock more alluring benefits. Higher tiers may offer significant benefits like higher cashback percentages, free admission to premium events, or even tangible presents like branded merchandise, while the first tier might only offer basic advantages like access to exclusive tournaments and individualized support. Players are encouraged to play the game more because of its tiered structure, which also gives them a sense of accomplishment when they advance through the levels.
  • Finish profile surveys: When you first sign up for many earn money apps, you are prompted to complete a profile survey. It is crucial that you correctly answer these surveys in order for the app to match you with opportunities and tasks that are pertinent to you. Otherwise, you won't get the most relevant tasks. No 3. Friendship programs are available on certain earn money apps, allowing you to receive extra incentives for introducing friends to the app. Share your referral link with friends and family to make the most of these programs.
  • Customer service can help with a lot of problems. It is crucial to put safety and security first when using earn money apps in order to safeguard your earnings and personal data. The following are some precautions for safety and security to think about: 1. Employ strong passwords – To prevent unwanted access to your account when registering for an earn money app, use strong & distinct passwords. 2. . Make sure to enable two-factor authentication.
  • The payment options that the app offers are a crucial additional consideration. While some applications offer gift cards or other incentives, others pay in cash through PayPal or direct bank transfers. Picking an app that provides convenient payment options for you is crucial. The minimum payout threshold and the frequency of payments should also be taken into account.