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Referral bonuses are usually earned by the referrer and credited to their Groww account after the new user completes their KYC and makes their first investment. Also, the new user might get a bonus or incentive for using the referral link to sign up; this could change based on the app's current deals and promotions. In addition to directly sharing the code or referral link, users can use the app's other features to recommend friends and family. The Groww App, for instance, might run unique campaigns or referral challenges where users can get extra incentives for referring a predetermined number of people in a predetermined amount of time.