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SBI has stated that it intends to incorporate cutting-edge technologies like machine learning (ML) and artificial intelligence (AI) into the app's features. Through transaction data analysis, these technologies may allow for even more individualized user experiences by offering product or financial recommendations that are specific to each user's needs. Also, by collaborating with eco-friendly companies or offering choices for socially conscious investments, YONO Download may broaden its offerings in this sector as consumer preferences shift toward sustainability and ethical banking practices.