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A wide range of features that address different financial needs are available on the Yono App. The app primarily gives users the ability to perform common banking tasks like paying bills, transferring money, and checking account balances. But by providing features like quick loans, investment options, & insurance products, it goes much further. Through the app, users can apply for personal loans directly, streamlining and increasing accessibility to the borrowing process. Yono offers banking features as well as a shopping platform where customers can peruse and buy goods from different retailers.