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Handling Unexpected Wealth. In order to make sure that the financial windfall results in long-term advantages rather than fleeting excitement followed by regret, handling a significant win calls for careful thought and preparation. Speak with financial advisors who specialize in handling unexpected wealth as one of the first things winners should do. These experts are able to offer advice on investing, budgeting, and the tax ramifications of large financial transactions. Developing a Sustainable Financial Plan.