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State Bank of India (SBI) provides its valued clients with Yono VIP, a premium membership program. You Only Need One, or Yono, is the abbreviation for SBI's integrated digital banking platform, which offers a variety of lifestyle and financial services. The goal of the Yono VIP program is to improve members' banking experiences by providing them with specialized services and exclusive benefits. Customers who become Yono VIP members are entitled to a number of benefits, such as rewards, personalized offers, and first-rate customer service.