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Lastly, to assist you in creating an investment portfolio that is well-balanced and in line with your long-term financial objectives, think about using robo-advisors or consulting a financial advisor. Risk Management and Market Volatility. A significant risk that investors may encounter is the stock market's volatility, which can result in abrupt changes in stock values and possible losses. Using trading apps requires having a well-defined risk management plan in place and being ready for market volatility. Technical Issues and Charges.