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Yono's dedication to accessibility and customer satisfaction is demonstrated by this smooth transition from regular user to VIP member, which makes it simple for even non-techies to join this exclusive community. Unique Advantages for a Better Banking Experience. The unique advantages of Yono VIP, which are carefully chosen to improve its members' banking experiences, are what make it so alluring. Access to higher interest rates on fixed deposits and savings accounts is one of the most notable features.