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Also, there's the well-known app Swagbucks, which pays users to watch videos, complete surveys, and shop online. By encouraging friends to join up for Swagbucks and take part in different activities on the app, users can also earn rewards. Drop is another popular app that allows users to link their credit or debit cards to the app to receive cash back on purchases made at specific retailers. By encouraging friends to register for Drop & link their cards, users can also receive extra rewards. Giving Out Your Link of Referral.